Need advice

hmm, what to do, what to do?

Published on November 1, 2005 By Ziggystyles In Life Journals

Hi all,
Ok...so a big issue for Marcie and I is our finances. Marcie has the full time job so she is making more than me, by a lot. Im working when I get called, contrary to the "youll be working every day" thing they told me earlier. She makes x amount and is, being the primary money maker, paying most of the bills. I have about 700 bucks of bills a month related to my bike and other bills (bike loans 1 and 2, credit card, college loans, netflix, and bike insurance). Now...I dont really know how much Im making a month because I dont have a steady job...just work when Im called, so Im in a catch 22.

Marcie and I pretty much agreed that I should get a second job to help support us. So...I went out and applied and now Wal Mart wants to interview me. BUTTTTTTTT.......Im interviewing for a position in the morning at school. Im also working this week as a sub in that very position since the previous person quit quickly. Now...if I get the job...Ill only be a para and pretty much make 9 bucks an hour......for 35 hours a week. That comes out to 945 a month. Take away taxes and that leaves me with just enough to pay for my bills and not help Marcie out at all, which was the original intention.

Now, I dont mind working at Wal Mart (well I really despise the company, but wouldnt mind moving around and the like). But, that brings up another problem that Marcie has pointed out...that if I work there...I wont be at home much at all...since if I get the school job....Id be working from 745 to 11-12 at night, so we'd hardly see each other. I dont like that idea at all, but Im in the situation where I want to take care of some of my bills that are haunting me. I also want to be able to help Marcie out with her bills and to have enough extra to wine and dine her because We have only gone out once in the past 2 months to a restaurant. I just dont want to be barely making it every month...I want to be comfortable and be able to buy things.

If I take the para job, I think that will also help me out for next year and getting hired then as a teacher, so I dont really want to turn it down if they offer it. But...its not going to be enough to pay the bills. Argh!

So, in short form, here is the problem. We are broke. Marcie makes more and pays most of the bills. I have a lot of bills, but no income. I have a chance to get two jobs..working all day...but we would be financially stable and able to pay off our bills and the people we owe money to..etc. If I only work one job...I wont have enough to pay my bills, and if i work two jobs...I wont be at home as much as Id like. If I choose the para job...then that will (I think) reflect positively on me next year as I apply for a teaching position.

suggestions? What would you do?

Thanks alot!

Comments (Page 2)

KarmaGirl

on Nov 03, 2005

I wouldnt mind working two jobs...but that would mean less time with her and thats where the problem lies

Yep, being an adult sucks. When I was first married, my husband was coming home from work as I was leaving. I saw him for a couple hours, then he would have to go back to work. He also had to work every other Saturday (he still has to work some weekends). That's the way life is. It's not perfect. But, you do what you have to do. You *have* to make some decisions. You have excuses for not selling the bike, you have excuses for not getting another job, you have lots of excuses, but no solutions to your problems. Spending less time with each other won't kill you. It won't even hurt your relationship. What will hurt your relationship is when there is an unequal distribution of responsibility. This is not the biggest hardship that the two of you will endure, so just suck it up and make a decision.

Ziggystyles

on Nov 03, 2005

You have excuses for not selling the bike, you have excuses for not getting another job, you have lots of excuses, but no solutions to your problems.

I wasnt making excuses for not getting a job. I was asking a question based on many different things. Its more of a thing where I was asking people what they would do or have done in the past:

**I cant make it as a sub during the days...but if I dont sub and stay in the schools and education field...that will not reflect positively on me next year when I apply and I will have a harder time.

**If I do sub, which is what Im doing...Im only going to make enough to pay the bills that I have and hardly have any left over which I would use to help Marcie out.

**I just intereviewed yesterday for the position that I am subbing for this week. If I get this...I will make only about 25 cents an hour more than I get paid currently for sub pay....meaning I wont make it on my full time new position with the district.

**If I get hired, that will reflect positively on me next year big time because of the postion that I am working.

**If I dont get hired..Im stuck in the same situation I am in now.

**If I do get hired, like I said before, I will only have enough to pay my bills and not much else for anything else...so Id have to get a second job.

**If I get a second job, then that would mean less time with Marcie.

**If I dont get hired and continue subbing without a second job...then we will be in the same financial spot we are in now.

**...etc.

dharmagrl

on Nov 03, 2005

I'm not going to be able to add anything that Tex, LW, Karma, Zoomba and Shades haven't already said, so I'll just say that I agree with them and that, if I were in your shoes, I'd start selling stuff in order to not stiff my significant other with the bills. YOU might not think that that's what you're doing, but from what I've read here....well, you kind of are.

Once upon a time I had a pistol. I loved that gun - I carried it at work, I had a concealed carry permit so I could carry off duty as well, and it was the gun that I had wanted ever since I started shooting. It was my prized possession.

Shit happened, and we needed some money.....so I sold my gun. Broke my heart to do it, but I did it. We needed money, I had the means to come up with said money, so I did the adult thing and sold my gun to get the money.

Right now, you can't afford that bike, but it sounds to me like you want your cake and eat it too....

What's your email address? I want to talk to you about something and I only have Marcies yahoo addy. Can you send me yours to dharmagirl69@gmail.com ? Thanks.

KarmaGirl

on Nov 03, 2005

I wasnt making excuses for not getting a job. I was asking a question based on many different things.

You say thins, then you list a bunch of scenarios. Are you going to wait until something *forces* you to do something? even if you get the full time gig, you still can't pay your way. You have three options:

1) sell the bike
2) get a second job
3) sell the bike and get a second job so that you are more than "breaking even"

There is no "perfect time" to do something. You'll never get ahead in life by barely making it. You have to work hard in the beginning to get where you want to be in the future.

friend of mine

on Nov 04, 2005

Choose.

Marcie or the bike.

You can get another bike someday.

Can you get another Marcie?

Seems like a no brainer to me.

friend of mine

on Nov 04, 2005

Choose.

Marcie or the bike.

You can get another bike someday.

Can you get another Marcie?

Seems like a no brainer to me.

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